遗留给
If you have included Albany College of Pharmacy and 健康科学 in your estate plan, please let us know as we are always grateful for such generosity. 我们衷心感谢您的承诺，使您成为弗朗西斯J. O ' brien社会. If you have any questions or need additional information regarding Estate Planning, please contact Marcy Stengel in the Institutional Advancement Office at 玛西.stengel@dftractor.com. 请注意，您可以选择匿名，ACPHS将尊重您的隐私意愿.
If you’re ready to get started, use our free tools to create a legacy gift 在你的意志或 从你的个人退休账户中.
弗朗西斯·J. O ' brien社会
弗朗西斯·J. 奥布莱恩协会表彰那些有慈善计划的捐赠(如遗赠)的个人, appreciated securities, gifts of retirement accounts, 或人寿保险)，或已表明有意将奥尔巴尼药学与健康科学学院纳入其遗嘱或遗产计划. 成为该协会的会员，表达了您对ACPHS的信念，并表明了您通过高等教育改善未来的承诺. Your generosity not only works as a catalyst for positive change, but also inspires others to get involved and make a difference.
This giving society is named in honor of 弗朗西斯·J. O’Brien, an alumnus of the Class of 1920 and former Professor and Dean at the College. 院长奥布莱恩经常被认为是在他任职期间将学院和药房转变为一种职业. Dean O’Brien left a lasting impression on his students and the College as a whole.
有兴趣帮助全球十大赌博靠谱的平台完成我们的使命，但今天还没有准备好送礼物? 一个简单的, 灵活和通用的方式，以确保我们可以继续我们的工作多年来是一个礼物在你的遗嘱, known as a charitable bequest. By including a bequest to ACPHS in your will or living trust, you are ensuring that we can continue our mission for years to come. 我们有一个免费的工具，可以帮助您在20分钟或更短的时间内写下遗嘱，帮助您为ACPHS创建一个将持续几代人的遗产礼物. 你可以保护最重要的东西，支持几代学生的到来，而不需要你付出任何个人代价. 从这里开始.
If you’re 70 1/2 or older, 您有资格直接从您的个人退休账户中获得免税礼物，以支持全球十大赌博靠谱的平台, regardless of whether or not you itemize deductions. It’s a powerful way to have an immediate impact on our mission, and comes with great personal tax benefits. 我们有一个免费的工具来指导你完成ira捐赠的过程，只需要10分钟或更少. 现在就开始吧.
你是否热衷于为奥尔巴尼药学与健康科学学院创造一个支持的遗产，将你的价值观传递给下一代? It’s not only possible, it’s easy to do with a beneficiary designation. 只需将ACPHS命名为受益人，即可获得退休计划和人寿保险单等资产. 只需填写由您的退休和保险公司提供的必要的受益人表格. 它不仅简单，而且灵活——你不会被你今天所做的选择所束缚. You can review and adjust beneficiary designations any time you want.
联系机构进步办公室的Marcy Stengel获取更多信息 玛西.stengel@dftractor.com or 518-694-7127.
以下语言可以帮助您和您的律师准备您对奥尔巴尼药学与健康科学学院的遗赠. Each individual situation is unique and, 因此, these examples include only some of the possible gift opportunities. 我们鼓励您将您的最后遗嘱与ACPHS分享，以确保您的意愿能够得到适当的遵循和认可.
你也可以使用我们的 简单免费的工具 准备一份遗嘱，可以帮助你在见律师之前澄清你的计划和价值观.
NAME , I give, devise and bequeath (specific asset; dollar amount; % of estate; etc.) to the Albany College of Pharmacy and 健康科学 , 根据纽约州法律为支持全球十大赌博靠谱的平台而组织的非营利性公司, an educational institution, 位于奥尔巴尼, 纽约. The property comprising this gift may be merged, for investment purposes, 奥尔巴尼药学与健康科学学院的任何一般投资资产. The distributions from the gift shall be:
a) unrestricted, unless directed by a separate gift agreement.; or
B) used to习惯于; ... (after consulting with the Foundation, include specific gift-use preference(s) here, and include the following sentence to ensure your gift remains useful in the future.捐赠应以(基金的名称)基金的名义记入基金会的帐簿和记录, and shall always be so designated. If, in the judgment of the Foundation 校董会, changed circumstances should, 在将来的某个时候, render the designated use of this fund impracticable, unwise or inappropriate, 董事会应使用该基金来促进奥尔巴尼药学与健康科学学院的目标和宗旨, giving consideration to my special interest as evidenced by the purpose described above.
当您正在寻找帮助奥尔巴尼药学与健康科学学院完成我们使命的方法时, 你不应该觉得你在慈善目标和经济保障之间做出选择. 有一种礼物可以让你在支持ACPHS工作的同时获得固定的终身付款，那就是慈善礼物年金. 这份礼物不仅为您提供定期付款，还使我们能够进一步开展工作, 但是当你用ACPHS创建慈善礼物年金时，你也可以获得各种税收优惠, including a federal income tax charitable deduction when you itemize.
想办法给奥尔巴尼药学院和健康科学学院一份重要的礼物? 如果你已经建立了一个相当大的遗产，也在寻找获得可靠的收入支付的方法, you may want to check out the advantages of setting up a charitable remainder trust.
Benefits of a charitable remainder trust include:
- Potential for a partial charitable income tax deduction
- Potential for increased income
- Up-front capital gains tax avoidance
There are two ways to receive payments with charitable remainder trusts:
The annuity trust pays you, 每年, the same dollar amount you choose at the start. Your payments stay the same, regardless of fluctuations in trust investments.
The unitrust pays you, 每年, 根据信托资产公平市场价值的固定百分比计算的可变金额. The amount of your payments is redetermined annually. If the value of the trust increases, so do your payments. If the value decreases, however, so will your payments.
你想从支持全球十大赌博靠谱的平台节省的税收中获益吗, 然而，你不想放弃任何你希望你的家人有一天能得到的资产? You can have it both ways with a charitable lead trust.
There are two ways charitable lead trusts make payments:
慈善领先年金信托每年向ACPHS支付固定金额，在利率较低时更具吸引力.
慈善领导信托每年根据信托资产的价值支付可变金额. 对于信托，如果信托的资产价值上升，支付给ACPHS的费用也会增加.
想在不动用银行账户的情况下给奥尔巴尼药学与健康科学学院做一份转型礼物吗? Consider giving the College a donation of real estate. Your gift helps us continue our work for years to come. And a gift of real estate also helps you. When you give us appreciated property you have held longer than one year, you qualify for a federal income tax charitable deduction. You avoid paying capital gains tax. 你也不再需要支付房产的维护费用、房产税或保险.
Another benefit: You don’t have to hassle with selling the real estate. 你可以将财产直接转让给ACPHS，或者让你的律师在你的遗嘱或信托协议中加上几句话.
There are many mechanisms to donate real estate including an outright gift, via your will or living trust, through a retained life estate, 廉价出售, or within a trust or annuity.